*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --forest-950: #041a0f;
    --forest-900: #062a17;
    --forest-800: #0a3d24;
    --forest-700: #0f5130;
    --forest-600: #14673d;
    --forest-500: #1a8a50;
    --forest-400: #2bb868;
    --gold-500: #c9a84c;
    --gold-400: #d4b965;
    --gold-300: #e0ca84;
    --gold-200: #ecd9a0;
    --cream-50: #faf8f4;
    --cream-100: #f5f0e8;
    --cream-200: #ebe4d6;
    --cream-300: #e0d5c2;
    --neutral-800: #1a1a1a;
    --neutral-900: #0d0d0d;
    --neutral-950: #050505;
    --gold-glow: rgba(201, 168, 76, 0.15);
    --gold-glow-strong: rgba(201, 168, 76, 0.3);
    --green-glow: rgba(26, 138, 80, 0.15);
    --transition-smooth: cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Montserrat', -apple-system, BlinkMacSystemFont, sans-serif;
    background-color: var(--neutral-950);
    color: var(--cream-100);
    line-height: 1.7;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4 {
    font-family: 'Cormorant Garamond', Georgia, serif;
    font-weight: 600;
    line-height: 1.2;
    color: var(--cream-50);
}

a {
    color: inherit;
    text-decoration: none;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ── NAVBAR ── */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    padding: 20px 0;
    transition: all 0.4s var(--transition-smooth);
}

.navbar.scrolled {
    background: rgba(5, 5, 5, 0.92);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    padding: 12px 0;
    border-bottom: 1px solid rgba(201, 168, 76, 0.1);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--cream-50);
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.15rem;
    font-weight: 600;
    letter-spacing: 0.02em;
}

.nav-logo-icon {
    color: var(--gold-500);
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 32px;
    list-style: none;
}

.nav-link {
    font-size: 0.8125rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--cream-200);
    transition: color 0.3s var(--transition-smooth);
    position: relative;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 1px;
    background: var(--gold-500);
    transition: width 0.3s var(--transition-smooth);
}

.nav-link:hover {
    color: var(--gold-400);
}

.nav-link:hover::after {
    width: 100%;
}

.nav-cta {
    font-size: 0.8125rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--neutral-950);
    background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
    padding: 10px 22px;
    border-radius: 4px;
    transition: all 0.3s var(--transition-smooth);
}

.nav-cta:hover {
    background: linear-gradient(135deg, var(--gold-300), var(--gold-400));
    transform: translateY(-1px);
    box-shadow: 0 4px 20px rgba(201, 168, 76, 0.3);
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}

.nav-toggle-bar {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--cream-200);
    transition: all 0.3s var(--transition-smooth);
    transform-origin: center;
}

.nav-toggle.active .nav-toggle-bar:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.nav-toggle.active .nav-toggle-bar:nth-child(2) {
    opacity: 0;
}

.nav-toggle.active .nav-toggle-bar:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* ── HERO ── */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 120px 24px 80px;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-gradient {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 80% 60% at 50% 40%, rgba(10, 61, 36, 0.9) 0%, transparent 70%),
        radial-gradient(ellipse 60% 50% at 20% 60%, rgba(20, 103, 61, 0.5) 0%, transparent 60%),
        radial-gradient(ellipse 60% 50% at 80% 30%, rgba(201, 168, 76, 0.15) 0%, transparent 50%),
        radial-gradient(ellipse 100% 80% at 50% 100%, rgba(4, 26, 15, 0.95) 0%, transparent 60%),
        linear-gradient(180deg, var(--neutral-950) 0%, var(--forest-950) 30%, var(--forest-900) 60%, var(--neutral-950) 100%);
}

.hero-pattern {
    position: absolute;
    inset: 0;
    opacity: 0.03;
    background-image:
        radial-gradient(circle at 25% 25%, var(--gold-500) 1px, transparent 1px),
        radial-gradient(circle at 75% 75%, var(--gold-500) 1px, transparent 1px);
    background-size: 60px 60px;
}

.hero-content {
    position: relative;
    z-index: 1;
    max-width: 820px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold-400);
    background: rgba(201, 168, 76, 0.08);
    border: 1px solid rgba(201, 168, 76, 0.25);
    padding: 8px 20px;
    border-radius: 50px;
    margin-bottom: 32px;
}

.hero-title {
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    font-weight: 600;
    line-height: 1.1;
    margin-bottom: 24px;
    color: var(--cream-50);
}

.hero-accent {
    color: var(--gold-500);
    font-style: italic;
}

.hero-subtitle {
    font-size: clamp(1rem, 1.5vw, 1.125rem);
    font-weight: 300;
    line-height: 1.8;
    color: var(--cream-200);
    max-width: 640px;
    margin: 0 auto 40px;
}

.hero-actions {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 56px;
}

.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.875rem;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    padding: 16px 32px;
    border-radius: 4px;
    border: none;
    cursor: pointer;
    transition: all 0.3s var(--transition-smooth);
    white-space: nowrap;
}

.btn-primary {
    background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
    color: var(--neutral-950);
}

.btn-primary:hover {
    background: linear-gradient(135deg, var(--gold-300), var(--gold-400));
    transform: translateY(-2px);
    box-shadow: 0 8px 32px rgba(201, 168, 76, 0.35);
}

.btn-outline {
    background: transparent;
    color: var(--cream-200);
    border: 1px solid rgba(250, 248, 244, 0.25);
}

.btn-outline:hover {
    border-color: var(--gold-500);
    color: var(--gold-400);
    background: rgba(201, 168, 76, 0.05);
}

.btn-gold {
    background: linear-gradient(135deg, var(--gold-500), var(--gold-400));
    color: var(--neutral-950);
}

.btn-gold:hover {
    background: linear-gradient(135deg, var(--gold-400), var(--gold-300));
    transform: translateY(-2px);
    box-shadow: 0 8px 32px rgba(201, 168, 76, 0.35);
}

.btn-outline-gold {
    background: transparent;
    color: var(--gold-400);
    border: 1px solid var(--gold-500);
}

.btn-outline-gold:hover {
    background: rgba(201, 168, 76, 0.1);
}

.btn-full {
    width: 100%;
    justify-content: center;
}

.hero-trust {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 32px;
}

.hero-trust-item {
    text-align: center;
}

.trust-value {
    display: block;
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--gold-400);
    line-height: 1;
    margin-bottom: 4px;
}

.trust-label {
    font-size: 0.6875rem;
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--cream-300);
    opacity: 0.7;
}

.trust-divider {
    width: 1px;
    height: 40px;
    background: rgba(201, 168, 76, 0.2);
}

.hero-scroll {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    color: var(--cream-300);
    opacity: 0.5;
    font-size: 0.6875rem;
    font-weight: 500;
    letter-spacing: 0.15em;
    text-transform: uppercase;
}

.scroll-line {
    width: 1px;
    height: 40px;
    background: linear-gradient(to bottom, var(--gold-500), transparent);
    animation: scrollPulse 2s ease-in-out infinite;
}

@keyframes scrollPulse {
    0%, 100% { opacity: 0.3; transform: scaleY(0.6); }
    50% { opacity: 1; transform: scaleY(1); }
}

/* ── SECTION COMMON ── */
.section-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 64px;
}

.section-tag {
    display: inline-block;
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold-500);
    margin-bottom: 16px;
}

.section-title {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 20px;
}

.title-accent {
    color: var(--gold-500);
    font-style: italic;
}

.section-subtitle {
    font-size: 1.0625rem;
    font-weight: 300;
    color: var(--cream-200);
    line-height: 1.8;
}

/* ── SERVICES ── */
.services {
    padding: 120px 0;
    background: var(--neutral-950);
    position: relative;
}

.services::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 1px;
    height: 80px;
    background: linear-gradient(to bottom, transparent, var(--gold-500));
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: linear-gradient(135deg, rgba(10, 61, 36, 0.12) 0%, rgba(6, 42, 23, 0.08) 100%);
    border: 1px solid rgba(201, 168, 76, 0.08);
    border-radius: 8px;
    padding: 40px 32px;
    transition: all 0.4s var(--transition-smooth);
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 2px;
    background: linear-gradient(90deg, transparent, var(--gold-500), transparent);
    opacity: 0;
    transition: opacity 0.4s var(--transition-smooth);
}

.service-card:hover {
    border-color: rgba(201, 168, 76, 0.2);
    transform: translateY(-4px);
    box-shadow: 0 16px 48px rgba(0, 0, 0, 0.3), 0 0 0 1px rgba(201, 168, 76, 0.1);
}

.service-card:hover::before {
    opacity: 1;
}

.service-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: rgba(201, 168, 76, 0.08);
    border: 1px solid rgba(201, 168, 76, 0.15);
    margin-bottom: 24px;
    color: var(--gold-400);
}

.service-title {
    font-size: 1.375rem;
    margin-bottom: 12px;
    color: var(--cream-50);
}

.service-desc {
    font-size: 0.9375rem;
    font-weight: 300;
    line-height: 1.75;
    color: var(--cream-200);
    opacity: 0.8;
}

/* ── ABOUT ── */
.about {
    padding: 120px 0;
    background: linear-gradient(180deg, var(--neutral-950) 0%, var(--forest-950) 50%, var(--neutral-950) 100%);
    position: relative;
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.about-image-wrapper {
    position: relative;
}

.about-image-frame {
    border-radius: 8px;
    overflow: hidden;
    aspect-ratio: 4/5;
    border: 1px solid rgba(201, 168, 76, 0.15);
}

.about-image-frame img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.about-accent-box {
    position: absolute;
    bottom: -24px;
    right: -24px;
    background: linear-gradient(135deg, var(--forest-800), var(--forest-900));
    border: 1px solid rgba(201, 168, 76, 0.2);
    border-radius: 8px;
    padding: 20px 28px;
    text-align: center;
}

.accent-box-label {
    display: block;
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold-500);
    margin-bottom: 4px;
}

.accent-box-value {
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--cream-50);
}

.about-content {
    max-width: 520px;
}

.about-body {
    font-size: 1rem;
    font-weight: 300;
    line-height: 1.85;
    color: var(--cream-200);
    margin-bottom: 20px;
}

.about-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 32px;
}

.about-feature {
    display: flex;
    align-items: center;
    gap: 12px;
}

.feature-check {
    color: var(--gold-500);
    flex-shrink: 0;
}

.about-feature span {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--cream-200);
}

/* ── APPROACH ── */
.approach {
    padding: 120px 0;
    background: var(--neutral-950);
    position: relative;
}

.approach::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 1px;
    height: 80px;
    background: linear-gradient(to bottom, transparent, var(--gold-500));
}

.approach-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}

.approach-step {
    text-align: center;
    padding: 32px 20px;
    position: relative;
}

.approach-step::after {
    content: '';
    position: absolute;
    top: 52px;
    right: -16px;
    width: 32px;
    height: 1px;
    background: linear-gradient(90deg, var(--gold-500), transparent);
}

.approach-step:last-child::after {
    display: none;
}

.step-number {
    font-family: 'Cormorant Garamond', serif;
    font-size: 3rem;
    font-weight: 700;
    color: var(--gold-500);
    opacity: 0.2;
    line-height: 1;
    margin-bottom: 16px;
}

.step-title {
    font-size: 1.25rem;
    margin-bottom: 12px;
    color: var(--cream-50);
}

.step-desc {
    font-size: 0.9375rem;
    font-weight: 300;
    line-height: 1.75;
    color: var(--cream-200);
    opacity: 0.8;
}

/* ── INSURANCE ── */
.insurance {
    padding: 120px 0;
    background: linear-gradient(180deg, var(--neutral-950) 0%, var(--forest-950) 100%);
}

.insurance-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.insurance-content {
    max-width: 480px;
}

.insurance-desc {
    font-size: 1rem;
    font-weight: 300;
    line-height: 1.85;
    color: var(--cream-200);
    margin-bottom: 32px;
}

.insurance-visual {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.insurance-card {
    background: rgba(10, 61, 36, 0.15);
    border: 1px solid rgba(201, 168, 76, 0.1);
    border-radius: 8px;
    padding: 28px 32px;
    display: flex;
    align-items: flex-start;
    gap: 20px;
}

.insurance-card-secondary {
    background: rgba(201, 168, 76, 0.05);
    border-color: rgba(201, 168, 76, 0.15);
}

.insurance-card-icon {
    color: var(--gold-400);
    flex-shrink: 0;
    margin-top: 2px;
}

.insurance-card-text {
    font-size: 0.9375rem;
    font-weight: 300;
    line-height: 1.7;
    color: var(--cream-200);
}

/* ── CONTACT ── */
.contact {
    padding: 120px 0;
    background: var(--neutral-950);
    position: relative;
}

.contact::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 1px;
    height: 80px;
    background: linear-gradient(to bottom, transparent, var(--gold-500));
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
}

.contact-info {
    max-width: 480px;
}

.contact-desc {
    font-size: 1rem;
    font-weight: 300;
    line-height: 1.85;
    color: var(--cream-200);
    margin-bottom: 40px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact-detail {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.contact-detail-icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    background: rgba(201, 168, 76, 0.08);
    border: 1px solid rgba(201, 168, 76, 0.15);
    color: var(--gold-400);
    flex-shrink: 0;
}

.contact-detail-label {
    display: block;
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold-500);
    margin-bottom: 4px;
}

.contact-detail-value {
    display: block;
    font-size: 1rem;
    font-weight: 400;
    color: var(--cream-100);
}

.contact-detail-link {
    font-size: 1rem;
    font-weight: 400;
    color: var(--cream-100);
    transition: color 0.3s var(--transition-smooth);
}

.contact-detail-link:hover {
    color: var(--gold-400);
}

/* ── FORM ── */
.contact-form-wrapper {
    background: linear-gradient(135deg, rgba(10, 61, 36, 0.15) 0%, rgba(6, 42, 23, 0.1) 100%);
    border: 1px solid rgba(201, 168, 76, 0.12);
    border-radius: 12px;
    padding: 40px;
}

.form-title {
    font-size: 1.75rem;
    margin-bottom: 28px;
    color: var(--cream-50);
}

.form-group {
    margin-bottom: 20px;
}

.form-label {
    display: block;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--cream-300);
    margin-bottom: 8px;
}

.form-input {
    width: 100%;
    padding: 14px 16px;
    background: rgba(5, 5, 5, 0.5);
    border: 1px solid rgba(201, 168, 76, 0.15);
    border-radius: 6px;
    color: var(--cream-100);
    font-family: 'Montserrat', sans-serif;
    font-size: 0.9375rem;
    font-weight: 400;
    line-height: 1.5;
    transition: all 0.3s var(--transition-smooth);
    outline: none;
}

.form-input::placeholder {
    color: var(--cream-300);
    opacity: 0.4;
}

.form-input:focus {
    border-color: var(--gold-500);
    background: rgba(5, 5, 5, 0.7);
    box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.1);
}

.form-select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23c9a84c' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 40px;
}

.form-select option {
    background: var(--neutral-900);
    color: var(--cream-100);
}

.form-textarea {
    resize: vertical;
    min-height: 100px;
}

.form-note {
    font-size: 0.8125rem;
    font-weight: 300;
    color: var(--cream-300);
    opacity: 0.6;
    margin-top: 16px;
    text-align: center;
}

.form-success {
    text-align: center;
    padding: 40px 20px;
}

.success-icon {
    width: 72px;
    height: 72px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(201, 168, 76, 0.1);
    border: 1px solid rgba(201, 168, 76, 0.25);
    margin: 0 auto 24px;
    color: var(--gold-400);
}

.success-title {
    font-size: 1.75rem;
    margin-bottom: 12px;
    color: var(--cream-50);
}

.success-text {
    font-size: 1rem;
    font-weight: 300;
    line-height: 1.75;
    color: var(--cream-200);
    margin-bottom: 28px;
}

/* ── FOOTER ── */
.footer {
    padding: 64px 0 32px;
    background: var(--neutral-950);
    border-top: 1px solid rgba(201, 168, 76, 0.08);
}

.footer-top {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
}

.footer-brand {
    max-width: 360px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: 'Cormorant Garamond', serif;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--cream-50);
    margin-bottom: 16px;
}

.footer-logo svg {
    color: var(--gold-500);
}

.footer-tagline {
    font-size: 0.9375rem;
    font-weight: 300;
    line-height: 1.75;
    color: var(--cream-200);
    opacity: 0.7;
}

.footer-links {
    display: flex;
    gap: 48px;
}

.footer-col-title {
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold-500);
    margin-bottom: 16px;
}

.footer-col ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-col li {
    font-size: 0.9375rem;
    font-weight: 300;
    color: var(--cream-200);
    opacity: 0.7;
}

.footer-col a {
    transition: color 0.3s var(--transition-smooth);
}

.footer-col a:hover {
    color: var(--gold-400);
}

.footer-bottom {
    padding-top: 32px;
    border-top: 1px solid rgba(201, 168, 76, 0.06);
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 24px;
    flex-wrap: wrap;
}

.footer-copy {
    font-size: 0.8125rem;
    font-weight: 400;
    color: var(--cream-300);
    opacity: 0.5;
}

.footer-disclaimer {
    font-size: 0.75rem;
    font-weight: 300;
    color: var(--cream-300);
    opacity: 0.35;
    max-width: 480px;
    line-height: 1.6;
}

/* ── REVEAL ANIMATIONS ── */
[data-reveal] {
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.7s var(--transition-smooth), transform 0.7s var(--transition-smooth);
}

/* Progressive enhancement: hide by default, reveal via JS */
@media (prefers-reduced-motion: no-preference) {
    [data-reveal] {
        opacity: 0;
        transform: translateY(24px);
    }

    [data-reveal].revealed {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ── MOBILE RESPONSIVE ── */
@media (max-width: 1024px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .approach-steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .approach-step::after {
        display: none;
    }
}

@media (max-width: 768px) {
    .nav-toggle {
        display: flex;
    }

    .nav-menu {
        position: fixed;
        top: 0;
        right: -100%;
        width: 280px;
        height: 100vh;
        background: rgba(5, 5, 5, 0.97);
        backdrop-filter: blur(20px);
        -webkit-backdrop-filter: blur(20px);
        flex-direction: column;
        justify-content: center;
        gap: 24px;
        padding: 40px;
        transition: right 0.4s var(--transition-smooth);
        border-left: 1px solid rgba(201, 168, 76, 0.1);
    }

    .nav-menu.open {
        right: 0;
    }

    .nav-link {
        font-size: 1rem;
    }

    .hero {
        padding: 100px 20px 80px;
    }

    .hero-actions {
        flex-direction: column;
        width: 100%;
    }

    .hero-actions .btn {
        width: 100%;
        justify-content: center;
    }

    .hero-trust {
        flex-direction: column;
        gap: 20px;
    }

    .trust-divider {
        width: 40px;
        height: 1px;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .about-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .about-accent-box {
        right: 0;
    }

    .about-features {
        grid-template-columns: 1fr;
    }

    .approach-steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .insurance-inner {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .contact-form-wrapper {
        padding: 28px 20px;
    }

    .footer-top {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .footer-links {
        flex-direction: column;
        gap: 32px;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 12px;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }

    .hero-title {
        font-size: 2.25rem;
    }

    .section-title {
        font-size: 1.75rem;
    }

    .service-card {
        padding: 28px 24px;
    }
}

/* ── MOBILE OVERLAY ── */
.nav-overlay {
    position: fixed;
    inset: 0;
    background: rgba(0, 0, 0, 0.6);
    z-index: 998;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.4s var(--transition-smooth);
}

.nav-overlay.active {
    opacity: 1;
    pointer-events: all;
}